Many Australians go through financial difficulties during their lifetime, and this is largely considered a typical fluctuation in our finances. But what if you’re not able to work out these difficulties yourself, but at the same time, you don’t want to declare bankruptcy? Debt consolidation loans are a customary solution that relieves folks of…
There’s no question that financial difficulties can inflict a lot of anxiety in our lives. Continually fretting about how you’re going to pay your bills not only makes you anxious, but also puts stress on your relationships, your family, and your well-being. The fact is, stressing over money isn’t going to solve your financial complications….
Personally, I find there’s nothing worse than being cold. Originating from Queensland, I’m used to the stiffling sun and it doesn’t trouble me too much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill soars during the cold weather and there’s a few reasons why. Not only…
Declaring bankruptcy most certainly isn’t the end of the world, but it does have severe repercussions that will impair your finances in the future. I’ve discovered that most of the time, focusing efforts on building a bright future is the best way for individuals to handle their bankruptcy and subsequent recovery. To do this, however,…
Many Australian’s have only really contemplated bankruptcy when playing a game of Monopoly with their friends! Despite this, there are roughly 13,000 people that declare bankruptcy each year in Australia. It’s astonishing how fast individuals can go from enjoying a balanced financial position to tackling a mountain of debt. In most cases, situations like loss…
For most Australian adults, debt is a part of our day-to-day lives. Whether you wish to advance your skills by obtaining a degree, invest in a home for your family, or purchase a vehicle so your family has transportation, taking out a loan is very common simply because we don’t have enough money to pay…
No one wants to consider bankruptcy, which is easy to understand considering that bankruptcy will influence your financial condition for several years to come. This may be one of the reasons why people don’t seek financial help in times of need, because they are under the general misunderstanding that bankruptcy is the only way to…
Regardless if we realise it or not, our credit report has a meaningful effect on our lives. It’s kind of like our health; we don’t treasure good health until we lose it. Most individuals don’t even realise they have a poor credit report until they make an application for a personal line of credit and…
We all have a fair understanding that weddings can be a costly exercise, but do you actually understand just how much the average wedding costs in Australia? A little over $36,000, based on Australia’s Money Smart website. And that was in 2012! Today, it’s likely somewhere around the $50,000 mark. I suppose if you have…
There’s no doubt that hitting your 30’s is a huge landmark for everybody. Although some of us may have bought their first home, started a career, or even a family, this decade of our lives has a critical financial impact for your future years. For most folks, our financial responsibilities have likely grown and juggling…